Find and Compare Van Insurance Quotes with The Money Pig
What the ideal van insurance policy looks like is different for everyone. Whether you’re looking for the cheapest deal, the best all-round package, or need private or commercial van insurance, we’ll show you a wide range of available van insurance policies and let you decide which is the best one for you.
The Easiest Way to Get Your
Van Insurance Quote
Get Van Insurance Quotes in Minutes
We’ll take some details and quickly present you with a selection of competitive van insurance quotes.
Save Money and Get the Best Deal for You
Discover what different insurers are offering you for the money they’re asking and get the deal that gives you more benefits for less money.
Easily Compare Van Insurance Deals
Compare like-for-like van insurance quotes or different add-ons and benefits to get the ideal car insurance for your needs.
Compare Van Insurance Quote Quotes in a Matter of Minutes
To provide you with a wide selection of van insurance quotes, we’ll ask you for some details about:
You’ll need to tell us your name, age, address, and occupation, as well as your driving licence information and some other details.
We’ll ask you about the make, model, and size of the van you’re looking to insure.
How You’ll Use Your Van
We’ll need to know how you plan to use your van and its purpose.
How Many Miles Your Van Will Do Per Year
We’ll ask you for an estimate of how many miles you’ll drive in your van over the next 12 months.
Modifications to Your Van
Modifications to your van can influence the cost of your insurance depending in the changes you’ve made.
The Value of Your Van
Insurers need to know how much they’re insuring you for before providing you with a quote. If you’re unsure of the value of your van, we may be able to provide an estimate based on the other details you tell us.
What Will Your Van Insurance Cost?
What your van insurance will cost depends on several factors. As there are a number of potential uses for a van, it is important that you give accurate details around how you plan to use your van.
According to Consumer Intelligence, in October 2019 the average cost of a van insurance policy was £1,781.
However, the cost of your own policy may differ hugely from this depending on how you plan to use your van, but as with car insurance, by far the biggest influence in terms of price differences is your age.
According to Consumer Intelligence, the average annual cost of van insurance is £4,673 for van drivers under the age of 25, compared to £843 for drivers aged 25 – 49, and £581 for drivers over the age of 50.
Get your personalised van insurance quotes from The Money Pig today!
How to Get Cheaper Van Insurance
Van insurance can be expensive, especially if you’re a younger or new driver. Thankfully, whatever your circumstances, there are several ways you van keep your costs down.
What Type of Van Insurance do I Need?
What you’re covered for will depend on the type of van insurance you have. Whereas cars and motorbikes differentiate between social, domestic, and pleasure or business use insurance policies, van insurance is slightly different with a wider variety of insurance types. You will often see van insurance split into two categories – private and commercial – but there are further specifics within these descriptions that are worth understanding.
Private – Van Insurance for Social Use
This type of van insurance will cover you purely for your own use, such as visiting friends, going shopping, or taking trips such as holidays. If you have social use only van insurance, then you won’t be covered even for driving to work.
Private – Carriage of Own Goods
This type of insurance will give you social use cover but will also insure you for driving your van to and from a single place of work. This may include storing goods in your van overnight, too. If you use your van as part of your job, for example if you’re a delivery driver or a mobile mechanic, you will need a commercial policy. When you take out private van insurance with carriage of own goods included, you will need to tell your insurer what you’re going to be carrying on the van and what it is worth.
Commercial – Haulage Insurance
Haulage cover means you’re insured for delivering large loads, usually over long distances. It’s important to note that haulage cover is only for single drops.
Commercial – Courier Insurance
You will often see courier insurance labelled as “carriage of goods for hire and reward.” You should check courier insurance prior to taking out a policy to understand exactly how you’ll be covered, as often you’ll only be insured for working in your local area or for certain types of courier work, although you will usually be able to find courier insurance tailored to your specific needs. Beyond the primary use for your van, you will also need to choose the level of insurance cover you need.
Van Insurance Specifically for Your Needs
In addition to choosing between private and commercial van insurance, you might also need a specific type of specialist cover. The Money Pig will help you to find a great deal on specialist van insurance, with some of the insurance types offered by our insurers featured below.
If you own more than one van and use them for business, it may be cheaper to take out vehicle fleet insurance and cover your vans collectively rather than insuring each one on an individual basis. We can show you which insurers offer competitive vehicle fleet insurance.
If your van is a business vehicle, you may need anyone to drive it at a moment’s notice. Any driver insurance does what it says and means that anyone can drive your van when needed. This is great for having flexibility in your business, although you should ensure you’re clear on age restrictions and other elements of your policy.
Classic van insurance is available for vehicles used both for private and commercial use, although classic vans tend to be more commonly use for private and social purposes, with lower premiums available due to the typically lower number of miles driven.
If you have a small minibus with fewer than nine seats that you use for private use, or for commercial use but not for reward or gain, then you may be able to cover your vehicle using minibus insurance rather than car insurance or taxi insurance.
Pick-up trucks are rarely classed as cars by insurers, so you’ll need to insure yours as a van. We can help you to find specialist pick-up truck insurance for your vehicle, whether you use it for private or commercial use.
Telematics insurance is popular among car insurance products but is also widely used in vans, too. You could get rewarded with cheaper premiums if you and your employees drive responsibly! Choose telematics insurance whether you have one van or a whole fleet.
A once physio turned digital entrepreneur. Having made money in a lot of online models, I am focused on helping others achieve financial freedom, through not only making money, but saving money and investing money, so that you can live on your terms.