Find and Compare Bicycle Insurance Quotes with The Money Pig
If you’re looking for specialist bicycle insurance, you’re in the right place. Whether you use your bicycle for commuting to and from work, for training and competition, or sightseeing overseas, we’ll help you find the right policy for your needs at the lowest possible price.
The Easiest Way to Get Your
Bicycle Insurance Quote
Get Your Bicycle Insurance Quotes in Minutes
With just a few details from you, we’ll be able to provide you with a range of bicycle insurance quotes in a matter of minutes.
Discover Bicycle Insurance Policies That Fit Your Needs
Find policies that match your needs, and discover which add-ons and benefits are available to you from insurers.
Compare, Save, and Get Covered Today
Compare bicycle insurance policies like for like based on your requirements and choose the one that offers the best value. You could get cover just minutes after getting your quotes!
Compare Bicycle Insurance Quotes in a Matter of Minutes
We’ll need to take some details from you to get you on the way to being covered. We’ll ask about:
We’ll ask for your name, address, and other personal details.
We’ll need to know about your bike, and what it’s worth.
How You’ll Use Your Bike
We’ll ask about how and where you’ll be using your bike.
We’ll ask how you keep your bike secured, both at night and if you need to lock it up while you’re at work, for example.
The Type of Cover You Need
There are different types of bicycle insurance available, so we’ll ask you what you need.
We’ll ask you what extra features you need with your bicycle insurance, to help you find a policy tailored to your needs.
What Will Your Bicycle Insurance Cost?
The most significant factor that will influence the cost of your bicycle insurance quote is the value of your bike.
In some circumstances, your home insurance may cover your bike. However, bicycle cover is usually an optional add-on for home insurance and will only cover for certain things. Your home insurance might only include cover for your bike for as little as £150, which might not even cover your excess, so you if you want specific cover for your bicycle you should take out a specialist policy.
The cost of your bicycle insurance will vary depending on the type of cover you need and any add-ons you choose. However, you should expect to pay around 10% of the bike’s value for a year’s insurance, and potentially less than that if you’re taking out a basic policy with no add-ons.
How to Get Cheaper Bicycle Insurance
While we’re here to ensure you get the cheapest possible bicycle insurance quote, there are several things you can do to make your premiums even less expensive.
What Type of Bicycle Insurance do I Need?
You will usually have the choice of either including bicycle insurance in your home insurance policy as an add-on or choosing a specialist type of cover.
Bicycle Insurance as a Home Insurance Add On
One of the drawbacks of adding your bicycle to your home insurance is that what you can claim for will usually be limited. Bicycles may only be covered if they’re stolen from your home and for accidental damage that occurs while the bike is in storage. Theft or damage to your bike that occurs outside of your home may not be covered, and typically nor will legal expenses.
Many insurers will also place single item limits on your insurance, which may not cover the cost of a high-end bike, while some have a low cap for what you can claim for a bicycle, too.
If you have an expensive bike, you’re always best taking out a specialist bicycle insurance policy.
Bicycle Insurance Specifically for Your Needs
While bicycle insurance itself is specialist insurance, you may be able to take out an even more specific level of cover for your bike.
If you’re a Deliveroo rider, for example, or want to use your bike in the event of conducting other types of business or earning money, except for in competition, you will usually need a specialist level of cover such as courier insurance.
Electric bicycles are becoming increasingly popular, particularly in urban locations and among commuters who cycle a long way to work. We’ll help you find a specialist electric bicycle insurance policy if you own one of these bikes.
If you have children who are keen cyclists and own an expensive bike, you want to ensure they’re covered. Young persons bicycle insurance policies are usually available for cyclists over the age of 14. We’ll show you the insurers that offer this.
If you’re looking to find bicycle insurance cover for multiple bikes or family members, you might be able to enjoy discounts of as much as 60% on additional riders if you take out multi-bicycle insurance. We’ll show you the insurers that offer multi-bicycle cover and discounts.
A once physio turned digital entrepreneur. Having made money in a lot of online models, I am focused on helping others achieve financial freedom, through not only making money, but saving money and investing money, so that you can live on your terms.